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Cash hidden for years is being offered by criminals in interest-free loans in a bid to launder money quickly.
The maximum number of interest-free days will also drop from 56 to 46.
It is concerned that customers fail to understand that any credit is only interest-free if the bill is paid in full at the end of the month.
However, with a 0% card, you can enjoy up to a year's interest-free credit on new spending.
Her problem was made worse over a mix-up at the bank over what constituted a year's interest-free credit.
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